Dr. Michael Brüntrup
German Institute of Development and Sustainability (IDOS)
Email Michael.Bruentrup@idos-research.de
Website www.idos-research.de
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title => protected'Impacts of the agricultural credit of the Faîtière des Caisses d'Epargne e
t de Crédit Agricole Mutuel du Bénin (FECECAM-BENIN)' (130 chars)
abstract => protected'The present study was funded in the context of a project of the Special init
iative One World No Hunger (SEWOH) of BMZ at IDOS. The study uses a pipeline
approach to compare veteran credit receivers with recent ones, in addition
applying pairwise propensity score matching. After an extended pilot phase 7
80 credit receivers were surveyed in October 2017. In addition to household
data on credit use, technology, labour, income, food production and indicato
rs of women empowerment, also subjective opinions were recorded with rating
systems. The study finds credit use usually in line with authorised guidelin
es, while the scope often goes beyond the officially stated crop or purpose.
Many but by far not all borrowers apply for new credits. Dropouts are usual
ly due to climatic and social hazards. 72% rated credit impact as very posit
ive. Agricultural incomes are 49% higher for veteran creditors by expanding
land surface (+37%), input use (+52%) and labour (+72%). Technology change w
as observed by 25%. Men profit more than women mainly due to longer credit h
istory and volume. The differences across agro-ecological zones are highly s
ignificant. In consequence, impact on labour market is markedly region-speci
fic. But also many others frequent borrowers invested into non-agricultural
activities. In the end, average veteran total income was 127% higher. Despit
e the many positive impacts measured, the study found further areas of poten
tial improvement, particularly for linking credit more systematically to val
ue chains beyond cotton, to new technologies and other innovations, to even
better cover women and the younger population, to take more risks, and to al
low to directly invest into longer-term investments. Internal learning acros
s the relatively independent first tier cooperatives could help to foster al
ready existing institutional and product innovations and lessons learned.' (1897 chars)
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measure => protected'Agrarfinanzierung von Kleinbauern durch Finanzierung durch eine nat. Spar- u
nd Kredit-Genossenschaftt.' (102 chars)
short => protected'Statistisches Matching (z.B. Propensity Score Matching)' (55 chars)
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pid => protected630 (integer)
array(5 items) settings => array(2 items) detailPid => '632' (3 chars) listPid => '571' (3 chars) evaluation => Lf\LfRierepo\Domain\Model\Evaluationprototypepersistent entity (uid=115, pid=630) title => protected'Impacts of the agricultural credit of the Faîtière des Caisses d'Epargne e
t de Crédit Agricole Mutuel du Bénin (FECECAM-BENIN)' (130 chars) abstract => protected'The present study was funded in the context of a project of the Special init
iative One World No Hunger (SEWOH) of BMZ at IDOS. The study uses a pipeline
approach to compare veteran credit receivers with recent ones, in addition
applying pairwise propensity score matching. After an extended pilot phase 7
80 credit receivers were surveyed in October 2017. In addition to household
data on credit use, technology, labour, income, food production and indicato
rs of women empowerment, also subjective opinions were recorded with rating
systems. The study finds credit use usually in line with authorised guidelin
es, while the scope often goes beyond the officially stated crop or purpose.
Many but by far not all borrowers apply for new credits. Dropouts are usual
ly due to climatic and social hazards. 72% rated credit impact as very posit
ive. Agricultural incomes are 49% higher for veteran creditors by expanding
land surface (+37%), input use (+52%) and labour (+72%). Technology change w
as observed by 25%. Men profit more than women mainly due to longer credit h
istory and volume. The differences across agro-ecological zones are highly s
ignificant. In consequence, impact on labour market is markedly region-speci
fic. But also many others frequent borrowers invested into non-agricultural
activities. In the end, average veteran total income was 127% higher. Despit
e the many positive impacts measured, the study found further areas of poten
tial improvement, particularly for linking credit more systematically to val
ue chains beyond cotton, to new technologies and other innovations, to even
better cover women and the younger population, to take more risks, and to al
low to directly invest into longer-term investments. Internal learning acros
s the relatively independent first tier cooperatives could help to foster al
ready existing institutional and product innovations and lessons learned.' (1897 chars) caseUid => protected636 (integer) status => protected'done' (4 chars) product => protected'rie' (3 chars) participants => protected'Michael Brüntrup' (17 chars) email => protected'michael.bruentrup@die-gdi.de' (28 chars) measure => protected'Agrarfinanzierung von Kleinbauern durch Finanzierung durch eine nat. Spar- u
nd Kredit-Genossenschaftt.' (102 chars) short => protected'Statistisches Matching (z.B. 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' (122 chars) websiteLink1 => protected'https://www.researchgate.net/publication/329151609_Impacts_du_credit_agricol
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title => protected'German Institute of Development and Sustainability (IDOS)' (57 chars)
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German Institute of Development and Sustainability (IDOS)
Email Michael.Bruentrup@idos-research.de
Website www.idos-research.de